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Q: Does my U.S. insurance policy cover me
in Mexico?
A: Some U.S. and Canadian policies may cover your vehicle for physical
damage. The Mexican government, however, doesn't recognize U.S. or
Canadian policies as valid insurance in Mexico.
Q: Does my U.S. insurance policy cover me in Mexico?
A: Some U.S. and Canadian policies may cover your vehicle for physical
damage. The Mexican government, however, doesn't recognize U.S. or
Canadian policies as valid insurance in Mexico.
Q: What if I have a loan on my vehicle?
A: If you have a loan on your vehicle or trailer, most lenders will
require that they be furnished a copy of your policy indication that the
unit is insured while it is in Mexico.
Upon request, we will supply a "lienholder" copy of the policy naming your
bank or financial institution as lender. Always make sure you allow enough
time before your trip into Mexico to allow for the handling of paperwork.
Q: If I tow a trailer, boat, or another vehicle, do I need to insure them?
A: No, but it must be listed on the policy with the towing vehicle,
otherwise the towing vehicle's insurance could be voided in the event of
an accident or loss.
Q: If I am borrowing a vehicle, will I need any special documents?
A: Yes, you should obtain a notarized affidavit of permission from the
legal owner?
Q: What is Liability Only?
A: The Liability Only policy provides the minimum vehicle insurance
required by the Mexican government. Included in this coverage is property
damage caused by your vehicle, legal liability for injuries or death of
persons not in you vehicle, and medical expenses for you or other persons
in your vehicle.
Q: Do I need a Mexico Car Permit?
A: Only if you plan to drive in mainland Mexico beyond the border areas,
or plan to transport a vehicle by ferry from Baja California to mainland
Mexico. Permits are not required for travel on the Baja California
peninsula.
Q: What is Legal Aid Coverage?
A: In Mexico, a traffic accident is considered a felony, it is possible
that you will be detained by the authorities, with your vehicle impounded,
until they conclude their investigation. Legal Aid helps prevent this,
with one phone call an attorney will come to your assistance, and
negotiate your immediate release, as well as the release of the vehicle.
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